The Civil Service Retirement System (CSRS) is a legacy federal retirement system that covers employees hired before January 1, 1984, who did not transition to FERS.
Key Differences Between CSRS and FERS
CSRS provides a larger pension
CSRS employees typically do not receive Social Security
TSP participation is limited compared to FERS
Retirement income relies heavily on the pension
Is CSRS Still Active?
CSRS is closed to new employees, but many long-tenured federal employees remain covered under it.
Planning Considerations for CSRS Employees
CSRS retirees often focus on: